Our Comprehensive Wealth Management Services

Over the course of our team members’ careers, we have gained a depth of knowledge in the following key areas.

Investment Management

  • Separate managed accounts/access to institutional money managers
  • Mutual fund wrap accounts
  • Individual securities
  • Bond ladders/fixed income portfolio management
  • Alternative Investments for Qualified Investors*
  • Managed futures
  • Hedge funds

Retirement Funding

  • Traditional, SEP, and Roth IRAs and SIMPLEs
  • Fixed and variable annuities
  • 403(b)s and 401(k)s, including one-person 401(k)s
  • Profit-sharing and defined benefit plans

Education Funding

  • Education savings accounts
  • Section 529 college savings accounts
  • Minor’s trust (irrevocable trust)
  • Custodial account
Needs Assessment

Over the course of our relationship with you, a continued need assessment helps ensure we fully understand your financial goals and priorities, life objectives, and risk tolerance. Performing this assessment enables us to make recommendations not only based on your assets, but also what you plan to do with those assets and why.
Cash Flow Analysis

We review your assets and debt, your income and expenses, and inflows and outflows throughout your life expectancy to gain a better understanding of the sources and sufficiency of your expected cash flow and any potential growth of your assets.
Asset Allocation

Using quantitative strategies, we compare your current asset mix to a recommended mix. Guided by the available tools and technologies, we can help you determine the most appropriate path to manage risk and return within the context of your financial goals.
Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.
Full Financial Picture

Our potential financial solutions are intended to be comprehensive and all-encompassing. To manage risk, return, tax, and wealth transfer strategies, we are most effective when fully knowing your investment assets.
Wells Fargo Advisors is not a legal or tax advisor.
Strategies and Implementation

When strategizing, we act upon the information that has been gathered and analyzed in order to construct and implement a plan. Specific investment recommendations will be made according to that plan.
Estate Planning Strategies

We prefer to work as a team with your accounting and legal advisors so that all parties are advising and making decisions in concert. This allows us to help iamplement a comprehensive plan that you and your family are comfortable with.

Over time, we measure the progress towards your goals. We believe your investment plan must work within your life plan, which may change as conditions change. Our team adjusts your plan and its individual investments to respond to current market risks and opportunities, all while keeping you within your risk-return comfort zone.